Terms & Conditions

By using MementoInvestments.com, YOU ARE CONSENTING TO OUR TERMS AND CONDITIONS AS OUTLINED BELOW.

To also review our Privacy Policy, please click here.

By accessing this website, you agree to be bound by these Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.

Use License

Permission is granted to temporarily download one copy of the materials (information or software) on this website for personal, non-commercial, transitory viewing only.

This is the grant of a license, not a transfer of title, and under this license you may not:

use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
attempt to decompile or reverse engineer any software contained on MementoInvestments.com;
remove any copyright or proprietary notations from the materials; or
transfer the materials to another person.

This license shall automatically terminate if you violate any of these restrictions and may be terminated by Memento Investments, Inc. at any time. Upon termination, you must destroy any downloaded materials in your possession whether in electronic or printed format.

No Financial or Legal Advice

The services, information, and materials provided by Memento Investments, Inc. are strictly for educational and consulting purposes. Nothing provided on this site or during consultations shall be construed as legal, financial, tax, or investment advice. You acknowledge and agree that Memento Investments, Inc. is not acting as your broker, attorney, accountant, or financial advisor.

All decisions regarding investments remain solely your responsibility.

Memento Investments, Inc. provides consulting and educational services only and does not act as a fiduciary under federal or state law.

Intellectual Property Rights

All content, materials, and resources provided on MementoInvests.com or by Memento Investments, Inc., including but not limited to written content, analysis tools, graphics, downloads, reports, and training materials, are the intellectual property of Memento Investments, Inc. or its licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use materials for your personal, non-commercial use only. You may not reproduce, distribute, modify, republish, sell, or exploit any materials, in whole or in part, without prior written consent from Memento Investments, Inc.

Any unauthorized use will result in termination of your agreements, license, and rights to use this site and may result in legal action.

Earnings and Results Disclaimer

You acknowledge that investments in real estate are speculative and subject to market risks. Memento Investments, Inc. makes no warranties or representations regarding investment outcomes, returns, or performance. Past results do not guarantee future results. By using our site and services, you expressly agree that Memento Investments, Inc. and its' affiliates (personal or business referrals) shall not be held liable for any financial loss, missed opportunity, or diminished return.

Client Responsibilities

Clients are responsible for conducting independent due diligence and consulting with licensed professionals (including but not limited to attorneys, financial advisors, accountants, or real estate brokers) prior to making any investment decisions. Reliance upon information provided by Memento Investments, Inc. is done solely at your own risk.

Data Security and Transmission of Information

Memento Investments, Inc. takes reasonable steps to protect the confidentiality and security of your personal information. However, no method of internet transmission, electronic storage, or communication can be guaranteed to be 100% secure. By using our website and services, you acknowledge and accept these inherent risks.

You agree not to transmit sensitive personal or financial information (including but not limited to Social Security numbers, bank account details, or credit card information) through insecure channels such as email or web forms, unless specifically encrypted or secured by us. Memento Investments, Inc. shall not be held liable for any damages arising from unauthorized access, interception, or disclosure of information that occurs outside our reasonable control.

Professional Capacity and Regulatory Compliance

While individuals associated with Memento Investments, Inc. may hold professional licenses in related industries, in the capacity of this consulting business neither Memento Investments, Inc. nor its affiliates are acting as licensed real estate agents, brokers, attorneys, tax advisors, or financial advisors. All services and materials provided are intended for educational and consulting purposes only.

It is your responsibility, as the client and/or user of this site, to seek guidance and representation from licensed professionals in real estate transactions, legal matters, accounting, or financial planning. Memento Investments, Inc. expressly disclaims any fiduciary duty in connection with the consulting services provided.

Limitation of Liability

To the maximum extent permitted by law, in no event shall Memento Investments, Inc., its officers, employees, contractors, or affiliates be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages, including but not limited to loss of profits, capital, goodwill, or data, arising out of the use or inability to use our services, even if Memento Investments, Inc. and its' affiliates has been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Memento Investments, Inc., its officers, directors, employees, contractors, licensors, and affiliates from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys’ fees) arising from or related to your use of the website or services, violation of these Terms, or your violation of any rights of a third party.

Third-Party Services and Links

The website may contain links or references to third-party sites, tools, or services. Memento Investments, Inc. does not control, endorse, or assume responsibility for any third-party content, practices, or policies. Your use of such third-party services is at your sole risk.

Payment Terms

All fees for consulting services are due in full at the time of booking unless otherwise specified in writing. Cancellations made less than twenty-four (24) hours before the scheduled consultation may be non-refundable. Memento Investments, Inc. reserves the right to refuse service to any client for any reason.

Revisions and Errors

The materials appearing on Memento Investments, Inc.’s website could include technical, typographical, or photographic errors. Memento Investments, Inc. does not warrant that any of the materials on its website are accurate, complete, or current and may make changes at any time without notice.

Site Terms of Use Modifications

Memento Investments, Inc. may revise these terms at any time without notice. By using this website, you agree to be bound by the most current version of these Terms and Conditions.

Governing Law and Arbitration

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.

Mandatory Arbitration: Any dispute arising from these Terms shall be resolved exclusively by final and binding arbitration before a single arbitrator in Raleigh, North Carolina, pursuant to the rules of the American Arbitration Association. Judgment upon the award rendered by the arbitrator may be entered in any court of competent jurisdiction.

Waiver

No waiver of any provision of these Terms shall be deemed a waiver of any other provision or of the same provision at another time. No waiver shall be binding unless executed in writing by Memento Investments, Inc.

Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by an arbitrator or court of competent jurisdiction, the remaining provisions shall remain in full force and effect.