Client Agreement & Engagement Statement

This Client Agreement and Engagement Statement (“Agreement”) outlines the terms under which Memento Investments, Inc. (“Company,” “we,” “our,” or “us”) provides consulting services to clients (“you,” “your,” or “Client”). By contacting, booking, purchasing, or engaging in services with us through MementoInvests.com or otherwise, you agree to be bound by this Agreement.

Scope of Services

Consulting and Education: Memento Investments, Inc. provides real estate consulting and educational services designed to help clients better understand investment concepts, analyze potential opportunities, and develop strategies.

Not Professional Advice: Services are provided strictly for educational purposes. We do not act as your attorney, accountant, financial advisor, tax advisor, or licensed real estate broker/agent in this capacity.

Client Responsibility: All investment decisions remain your sole responsibility. You are encouraged to seek advice from licensed professionals before acting on any information or recommendations.

Engagement and Relationship

Independent Contractor: Memento Investments, Inc. is engaged as an independent contractor. Nothing in this Agreement creates a partnership, joint venture, employer/employee, or fiduciary relationship between the parties.

No Fiduciary Duty: You acknowledge that no fiduciary duty is created as part of this engagement.

Fees, Payments, and Subscriptions

Fees for services will be disclosed at the time of booking or purchase.

Payment is due in full before services are rendered, unless otherwise agreed in writing.

For subscriptions, auto-draft, or installment payment plans, you authorize recurring charges to the payment method provided.

If a payment fails, is returned, or bounces, services may be suspended until payment is resolved. A $25 administrative fee may apply to each failed payment - see Refund Policy for additional details.

Cancellations and Refunds

Our Refund & Cancellation Policy governs all cancellations, reschedules, and refund requests. By booking services, you agree to abide by that policy. See Refund Policy.

No Guarantee of Results

Memento Investments, Inc. makes no guarantees regarding investment outcomes, profits, or financial returns. Past performance or testimonials are not indicative of future results.

Confidentiality

We respect the confidentiality of all information shared during consulting engagements.

However, we may disclose information if required by law, regulation, or legal process.

Limitation of Liability

To the fullest extent permitted by law, Memento Investments, Inc. shall not be liable for any damages, including direct, indirect, incidental, consequential, or special damages, arising from the use of our services. Liability, if any, shall be limited to the total amount paid by you for services under this Agreement.

Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the relevant laws of the United States of America and State of North Carolina. Any disputes arising under this Agreement shall be subject to binding arbitration in Raleigh, North Carolina, in accordance with the rules of the American Arbitration Association.

Acknowledgment and Acceptance

By booking any meeting, consultation, or purchasing services from Memento Investments, Inc., you acknowledge that you have read, understood, and agree to be bound by this Client Agreement and Engagement Statement, along with our Terms & Conditions, Privacy Policy, Disclaimers, and Refund Policy.

Effective date: January 1, 2025